Who does the title company represent?

I often hear title insurance professionals talk about who their company “represents”.   As in “We represent the buyer”, or “We represent the seller”.  This type of discussion usually occurs at the closing table during a split closing. A split closing…

FIVE TITLE INSURANCE QUESTIONS

Q:  What is title insurance and what does a title company do? Title insurance is a contract of indemnity.  The title insurance premium is a one-time paid fee.  A title insurance owner’s policy protects the ownership of your most important investment – your…

Judgment Liens

My name is Dave Phillips, Chief Title Examiner at Reputation First Title Agency. This article concerns Judgment Liens affecting land within the borders of the great state of Michigan. It is very important for Michigan real estate practitioners to understand…